In the recent times, it has been heard on social media and internet that the government will release a new round of direct payments to American citizens in October 2025, in the tune of 1,390. Some websites and YouTube channels have already introduced such news as a new stimulus payment, which has got millions excited. But the truth is very different.
Actually, this news is founded all on misconception and misinterpretation. This article will describe how this rumor costing $1,390 came to pass, what government payment plans are real in October 2025 and how you can avoid these scams.
How did you get the information about the payment of 1,390?
This news spread out of the online blogs and social media posts that alleged that the IRS (Internal Revenue Service) and the U.S. In October 2025, the Treasury is expected to send another round of stimulus payment to all Americans in the form of $1,390.
No such new plan has however been officially announced by the IRS or the congress of the United States. The stimulus check (Economic Impact Payments) which was given out during the 2020-2021 pandemic has expired and no new plan of the same is in place at present.
But what does this amount of $1,390 mean?
Such figure is indeed connected to the average Social Security benefit, as opposed to a new stimulus program.
Based on the predictions of the Social Security Administration (SSA) in 2025,
The new retirees will have an average monthly payment of Social Security of about 1,976.
All the retired employees will receive a pay of about 1,915 on average.
It could therefore be that the 1390 number signifies the mean wage of some older or special category beneficiaries, which most actually confused with new assistance.
How much will really be paid in October 2025?
Although no new payment of 1,390 is due, some government payment is due in October 2025, which are:
1.Social Security Payments (Retirement Benefit Payments).
These are paid monthly to the eligible retirees based on their dates of birth. The October 2025 schedule is the following:
- October 8: Individuals born on the 1 st to 10 th of October.
- October 15: All born between the 11 th and 20 th of October.
- October 22: Born between the 21 st and 31 st of October.
The size of this payment will be determined by the work history, and retirement age and his/her earnings history.
2. Supplemental Security Income (SSI) Payments.
The SSI program focuses on the low-income senior citizens and Americans with disabilities.
A particular calendar reason means that there are two payments that are to be made in October 2025:
- October 1: October regular payment.
- October 31: Prepay November, November 1 is on a weekend.
This is usually done on a couple of occasions in a year with the first days of the month being on a weekend.
3.Programs of state-level stimulus.
Regardless of the federal government, the citizens of certain states in the United States are assisted by their states in the form of relief funds, tax credits, or rebates.
These programs, however, vary in their scopes and eligibility basing on the state regulations, such as California, New York or Maine have other programs.
Therefore, when you require to enjoy any of the assistance programs offered by your state, approach the official site of your state.
How to avoid such scams?
There are quite a number of scammers online who pretend to be paying them some money that are not true like $1,390 and attempt to defraud individuals to provide them with personal data or money. To be on the alert is important under such circumstances.
1.What is always checked on the official site is information.
- The official site of IRS: irs.gov.
- Website of U.S Treasury: treasury.gov.
These give the correct information concerning any government payment or stimulus program.
2.Do not trust phone calls, emails, and texts.
The IRS or SSA never requests you to provide personal information (bank account number, SSN, OTP or any similar) through call, email, or text.
3.Do not take a fee in order to accept a payment.
When somebody tells you he or she is willing to pay a $50 or 100 dollar fee to free your payment, he is a complete fraud.
The government benefits are free: no charges.
4.Avoid Fake Websites
- Most of the scam sites steal the information by coming up with names of government names.
- Caution against such websites as irs-gov.com, socialsecuritypayment.us, etc.
What is it that people need to know?
- The Americans must remember that there are no additional federal stimulus plans after 2020-21.
- Yes, there is regular assistance given by the government under the social security and SSI payments annually but it is not new lump-sum assistance.
- The amount paid out of 1390 is just a mirage, a distortion of the median Social Security payment.
Conclusion
The direct deposit payment of 1,390 in October 2025 is all false information and rumor. The IRS or the U.S. congress has not made any such new assistance or stimulus check. This amount is in fact linked with the overall average level of Social Security benefits which some individuals falsely supposed was the new payment scheme. The fact remains that in October 2025, there will be no extraordinary Social Security and SSI benefit payments to the entitled beneficiaries, as it is customary every month.
FAQs
1. What is the $1,390 direct deposit payment coming in October 2025?
The $1,390 direct deposit payment is a financial assistance program designed to support eligible individuals or families. It may be distributed by the federal or state government as part of social security, tax rebates, or cost-of-living support.
2. Who is eligible to receive the $1,390 payment?
Eligibility depends on factors such as income level, age, disability status, or participation in government aid programs like Social Security, SSI, or veterans’ benefits. Applicants must also meet residency and tax filing requirements.
3. When will the $1,390 payments be deposited?
Payments are expected to arrive via direct deposit starting October 2025. The exact date may vary depending on the recipient’s eligibility category or payment schedule set by the responsible agency.
4. How will I receive my $1,390 payment?
Eligible recipients will typically receive the payment through direct deposit into their registered bank account. Others may get it via paper check or prepaid debit card if direct deposit is not available.
5. Do I need to apply to receive the payment?
In most cases, no separate application is required if you already receive benefits such as Social Security, SSI, or Veterans Affairs (VA) payments. Others may need to verify eligibility through the government portal or tax agency.
